MyCard=C2=A9 is BookingCenter's credit card payment gateway t=
ightly integrated with MyPMS=C2=A9. It is transparent to the Use=
r and eliminates the need for separate POS, additional phone lines, monthly=
and transaction fees, as well as the time intensive auditing of settlement=
reports against MyPMS transactions. There are two variants to the My=
Card system:
- The Traditional MyCard=C2=A9 system th=
at works with merchant accounts setup by any merchant processing bank or IS=
V that can board an account using the TSYS, VisaNet, Global, or Vital netwo=
rks our 'lodging' gateway is certified to. These accounts work with b=
oth 'card present' transactions (using a card swiper to enter credit cards =
of Guests or Companies) and 'non-present' transac=
tions (entered manually by a User; via a guest from your Booking Engine; fr=
om a phone/fax message, etc).
- MyCard EMV=C2=A9. These types of=
accounts use an EMV terminal to perform the same features as the tradition=
al MyCard=C2=A9 system detailed in this MyCard documentatio=
n. EMV terminals support a wide range of transactions, including support fo=
r 'dip' transactions (where an EMV 'chip' card is inserted=
into the EMV terminal); 'swipe' transactions (where a cre=
dit card is swiped into the EMV terminal); and 'tap' where=
the NFC (Near Field Communications protocol that supports ApplePay, Google=
Pay, etc) is placed near the EMV terminal. The combination of MyPMS integrated with an EMV terminal provides a greater=
level of security. Some of the key differences between a Traditional =
MyCard=C2=A9 setup=
and a MyCard EMV=C2=A9 is that all cards added to the software will be authorized =
upon entry into MyPMS. The auth amount is up to the property to choose when=
adding new cards to MyPMS. Once a card is entered you will no longer=
ever see a full credit card number. The device generates a token that is u=
sed for all payments, auths and credits. The tokenized card number is=
stored in the MyCard EMV=C2=A9 =
device. This tokenization increases the security to your guests as we=
ll as provides tighter security for your property and s=
taff against any credit card fraud. MyCard EMV=C2=A9 support is only offered for merchant accounts provided direct=
ly by Global/TSYS. They can provide the proper EMV hardware for your =
business needs and the EMV terminal they send will have the certified =
BookingCenter application already installed onto it. Click here to ge=
t started: https://lp=
.globalpaymentsintegrated.com/referrals/bookingcenter/ and a repre=
sentative from Global/TSYS will call you.
The two variants of MyCard can be used concurrently, ie you could use bo=
th a Traditional MyCard=C2=A9 and MyCard EMV=C2=A9 terminal at the same time. &n=
bsp;There are four common reasons why a property would have both variants used concurrently:=
span>
- Your policy require=
s guests to pay deposits automa=
tically when booked =
;online. Because<=
span style=3D"letter-spacing: 0.0px;"> an EMV terminal resides at your=
physical location, and is only accessible via your LAN (Local Area Network=
) your Booking Engine cannot use it to process a 'real - time' booking depo=
sit. Thus, for properties that want to charge deposits aut=
omatically via their Booking Engine, the Booking Engine transactions will process via the Tr=
aditional MyCard=C2=A9 account while the EMV (ie, local'=
transactions) will process via the MyCard EMV=
=C2=A9 terminal.
- You utilize the 'pre- authorize =
remaining arrival' feature to automatically authorize the first night of Ro=
om Rent (detailed here) as part of Night Audit. This process requires a =
span>Traditional MyCard=C2=A9 to work.
- You are using a Self Check=
In kiosk (details here) to ena=
ble guests to walk in, make a Booking via your kiosk, pay the full amount, =
and then Self CheckIn. Similar to the reasons described above for the=
Booking Engine, this process requires a Traditional MyCard=C2=A9 account&=
nbsp;to work.
- You want to get an EMV ter=
minal but you have a contract with a merchant processing bank or ISV t=
hat requires you to use their service for a 'term' (such as 1 or 2 years) o=
r pay a penalty. For situations like this, it's best to leave your T=
raditional MyCard=C2=A9 alone (to conform to your contract), and just add a MyCard EMV=C2=A9 terminal(s) to access =
the liability protection of EMV as a new account. It would then=
be prudent to cancel the Traditional MyCard=C2=A9 account at the end of the term if the other 3 scenarios=
don't apply to your business.
When a property is using bo=
th the Traditional MyCard=
=C2=A9 and My=
Card EMV=C2=A9 terminal(s), the =
'Settle Credit Card=
s' Night Audit proc=
ess' runs all t=
ransactions, Traditional MyCard=C2=A9 and then My=
Card EMV=C2=A9 . Each MyCard system will batch out independently and th=
e Batch Report shows which tran=
sactions came from =
the Traditional MyCard=C2=A9 gateway and <=
/span>which ones from the MyCard EMV=C2=A9 termi=
nal(s). TSYS provides merchant accounts for Traditional MyCard=C2=A9, MyCard EMV=
=C2=A9 and for concurrent Traditional MyCard=C2=A9 / MyCard EMV=C2=A9. =
; Click =
here to get started: https://lp.tsys.com/partner/bookingcenter/ and our representative =
from TSYS will call you. You can also contact him directly: Jeff Wurstner +=
1 402.574.7059 (office) +1 402.378.6452 (mobile) +1 866.740.0832 (fax) or b=
y email: jwurstner@tsys.com.=
Authorizations
Managing Credit Card Transactions
When you click on Manage Credit Cards, a new window opens with the Credi=
t Card information and Transaction history for the booking. You can then Ma=
nage the Credit Card Transactions or Add a new transaction. See the followi=
ng functions below for specific tasks.